Government Schemes in India

Explore useful information about Central and State government schemes for farmers, students, businesses, women, senior citizens and other eligible groups.

20+ Schemes Listed
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Government Schemes

PM Kisan Samman Nidhi

Central Farmer Agriculture

Income support of ₹6,000 per year to all landholding farmer families across India.

Agriculture / Income Support

About this scheme

Objective: To provide income support to all landholding farmers' families across the country.

Benefits: ₹6,000 per year paid in three equal installments of ₹2,000 each.

Eligibility: All landholding farmer families (subject to exclusion criteria).

Documents: Aadhaar, land records, bank account.

Application: Online through PM Kisan portal.

Last Verified: 25 August 2026

Pradhan Mantri Awas Yojana (PMAY)

Central Citizen Housing

Housing for All – providing affordable housing to urban and rural poor.

Housing / Urban Development

About this scheme

Objective: To provide affordable housing to all by 2022 (now extended).

Benefits: Interest subsidy on home loans up to ₹6 lakh.

Eligibility: Economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).

Documents: Aadhaar, income proof, address proof.

Application: Online through PMAY portal or through banks.

Last Verified: 25 August 2026

Ayushman Bharat (PM-JAY)

Central Citizen Health

India's largest health insurance scheme providing coverage of ₹5 lakh per family per year.

Health / Insurance

About this scheme

Objective: To provide health coverage to poor and vulnerable families.

Benefits: ₹5 lakh health insurance coverage per family per year.

Eligibility: Identified based on SECC data.

Documents: Aadhaar, ration card, PM-JAY card.

Application: Check eligibility online through PM-JAY portal.

Last Verified: 25 August 2026

National Scholarship Portal (NSP)

Central Student Education

Central and state scholarships for students across India at various education levels.

Education / Scholarship

About this scheme

Objective: To provide financial assistance to eligible students.

Benefits: Varies by scholarship – from ₹10,000 to ₹1,00,000 per year.

Eligibility: Students from various categories (SC/ST/OBC/General) based on merit and income.

Documents: Aadhaar, income certificate, caste certificate, bank account.

Application: Online through NSP portal.

Last Verified: 25 August 2026

Pradhan Mantri Mudra Yojana (PMMY)

Central Business Employment

Loans up to ₹10 lakh to small businesses and entrepreneurs through banks and MFIs.

Business / Finance

About this scheme

Objective: To provide financial support to micro and small businesses.

Benefits: Loans up to ₹10 lakh (Shishu - ₹50,000, Kishor - ₹5 lakh, Tarun - ₹10 lakh).

Eligibility: Any Indian citizen with a business plan.

Documents: Business plan, identity proof, address proof, bank account.

Application: Through any bank or MFI.

Last Verified: 25 August 2026

Beti Bachao Beti Padhao

Central Women

Campaign to save and educate the girl child, with focus on changing mindsets and improving sex ratio.

Women / Social Welfare

About this scheme

Objective: To improve child sex ratio and empower girls through education.

Benefits: Awareness campaigns, scholarships, and support for girls' education.

Eligibility: All girls and women across India.

Application: Through district administration and women and child development departments.

Last Verified: 25 August 2026

PM Garib Kalyan Anna Yojana (PMGKAY)

Central Citizen

Free food grains to poor families under the National Food Security Act (NFSA).

Food Security / Welfare

About this scheme

Objective: To provide food security to poor families.

Benefits: 5 kg free food grains per person per month.

Eligibility: Families covered under NFSA.

Documents: Ration card, Aadhaar.

Application: Through ration shops and state food departments.

Last Verified: 25 August 2026

PM Shram Yogi Maan-dhan (PM-SYM)

Central Senior Citizen Pension

Pension scheme for unorganized workers aged 18-40 years with monthly pension after 60 years.

Pension / Social Security

About this scheme

Objective: To provide pension to unorganized workers.

Benefits: ₹3,000 monthly pension after 60 years.

Eligibility: Unorganized workers aged 18-40 years, monthly income up to ₹15,000.

Documents: Aadhaar, bank account, identity proof.

Application: Online through CSC (Common Service Centre).

Last Verified: 25 August 2026

DDU-GKY – Rural Employment

Central Job Seeker Employment

Skill development and placement program for rural youth in India.

Employment / Skill Development

About this scheme

Objective: To provide skill training and employment to rural youth.

Benefits: Free skill training and job placement assistance.

Eligibility: Rural youth aged 15-35 years.

Documents: Aadhaar, educational certificates, bank account.

Application: Online through DDU-GKY portal.

Last Verified: 25 August 2026

LIFE Mission (Kerala)

State Citizen Housing

Kerala's flagship housing scheme providing affordable housing to all families in the state.

Housing / State Scheme

About this scheme

Objective: To ensure housing for all in Kerala.

Benefits: Affordable housing with government subsidies.

Eligibility: Families without proper housing in Kerala.

Documents: Aadhaar, ration card, income proof.

Application: Through local self-government departments.

Last Verified: 25 August 2026

Majhi Kanya Bhagyashree (Maharashtra)

State Women

Maharashtra government scheme to support girl child education and welfare.

Women / Education

About this scheme

Objective: To support girl child education and welfare in Maharashtra.

Benefits: Financial assistance for education and welfare of girl children.

Eligibility: Girl children from economically weaker sections.

Documents: Birth certificate, Aadhaar, income proof.

Application: Through state government portal.

Last Verified: 25 August 2026

Amma Health Insurance (Tamil Nadu)

State Citizen Health

Tamil Nadu government's health insurance scheme for residents of the state.

Health / Insurance

About this scheme

Objective: To provide health insurance to all residents of Tamil Nadu.

Benefits: Health insurance coverage for eligible families.

Eligibility: Residents of Tamil Nadu below poverty line.

Documents: Aadhaar, ration card, income proof.

Application: Through state government portal.

Last Verified: 25 August 2026

Bhoomi (Karnataka)

State Farmer Agriculture

Karnataka's online land records management system for farmers and landowners.

Agriculture / Land Records

About this scheme

Objective: To digitize land records in Karnataka.

Benefits: Easy access to land records and property information.

Eligibility: Landowners in Karnataka.

Documents: Land records, Aadhaar.

Application: Online through Bhoomi portal.

Last Verified: 25 August 2026

PM Fasal Bima Yojana (PMFBY)

Central Farmer Insurance

Crop insurance scheme to protect farmers against crop losses due to natural calamities.

Agriculture / Insurance

About this scheme

Objective: To provide insurance coverage to farmers against crop losses.

Benefits: Financial compensation for crop loss due to natural calamities.

Eligibility: All farmers with insurable crops.

Documents: Aadhaar, land records, bank account.

Application: Online through PMFBY portal.

Last Verified: 25 August 2026

Swachh Bharat Abhiyan

Central Citizen

Clean India Mission – promoting sanitation, hygiene, and open defecation-free India.

Social / Sanitation

About this scheme

Objective: To make India clean and open defecation-free.

Benefits: Improved sanitation and public health.

Eligibility: All citizens.

Application: No application required – contributes to better sanitation.

Last Verified: 25 August 2026

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